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The Benefits of Pre-Planning
1. With advance planning you can better understand the options and costs
connected to the funeral arrangements you would prefer, and arrange your
funeral plans accordingly.
2. Making plans in advance allows you to have more of an
opportunity to personalize your choices of services and merchandise.
3. Pre-planning funerals allows you to gather
information that will be required when the death occurs and which may be
difficult to find at that time.
4. Funeral pre-planning provides a focal point for
planning the needs of an estate regarding tax planning and the distribution of
assets.
5. Pre-planning for funeral arrangements helps to
provide you with a personal knowledge of and relationship with the
funeral home and staff that will be providing the services you select.
More and more families are making inquiries into pre arranged funerals.
This can be scheduled at our office at your convenience. At these
meetings we can talk about as much or as little as you are comfortable
with. Many people do not understand the many details involved in a
funeral arrangement. They are not familiar with the many choices in
services and merchandise. During our meeting we will go through all
of these issues. We will present the many choices and different items you
may select. Our responsibility is to provide you good information and
many choices of merchandise so that you may make informed decisions. We
are not here to sell any item but, rather we are here to explain what each item
is and to give you as many choices as possible. Pre Arrangements may
contain only statistical information or may contain full information on
arrangements, it is up to you.
Pre Payment Options
When pre-planning funeral arrangements, pre funding for these arrangements may
be a valuable option.
If pre payment is selected when pre arrangements are made (or at any time in the
future), money can be set aside through a funeral home in an FDIC insured
account. For your convenience, funds may be set aside in whole or in
part. When set aside in full we guarantee price for services and
merchandise.
The amount of money set aside to properly cover the total cost of the
arrangements should be discussed with the funeral director who assists in the
making of the pre arrangements.
Persons anticipating the need to become involved with Medicaid or other
government programs may find that pre funding is an essential element of the
pre-planning process.
Financial Planning for Medicaid Recipients
Medicaid eligible persons may use their funds to pre pay for funeral
plans. The rules covering the use of such money are both important and
complex. By discussing funeral plans and financial arrangements in
advance with a funeral director, efforts can be made to comply with the
government regulations that apply to each case.
Estate Planning
When making funeral plans in advance of a death, it is valuable to consider
issues related to estate planning. Proper planning can help with the
length of time it takes to settle an estate and reduce tax liability.
Often, a Will can be a good vehicle to carry out your wishes and help in the
authorization of expenses when a death occurs. Speaking with an estate
planning professional can also be very helpful.
Collecting Necessary Information
When a death occurs, information about the deceased will be required
to complete funeral plans and necessary legal documents. It is important
to address this in advance because some of the information is not readily
available, and may be difficult to obtain. When making an appointment with us
you may want to gather the information and items listed in our
Online Pre-Planning Form.
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